Privacy Policy

1. Introduction

Welcome to Trading212 Analyzer ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Important Note: Trading212 Analyzer is an independent analysis tool and is not affiliated with, endorsed by, or connected to Trading212 Ltd or any of its subsidiaries. We are a third-party service provider that offers portfolio analysis tools for educational and informational purposes.

2. Information We Collect

2.1 Information You Provide Directly

• Portfolio Data: Investment positions, stock symbols, quantities, prices, and cost basis information you upload or enter manually
• Contact Information: Email addresses when you contact our support team
• Account Preferences: Settings and preferences you configure within our application

2.2 Information Collected Automatically

• Usage Data: Pages visited, features used, time spent on our platform, and interaction patterns
• Device Information: Browser type, operating system, IP address, device identifiers
• Technical Data: Log files, error reports, performance metrics
• Analytics Data: User behavior patterns, feature usage statistics, performance metrics

2.3 Third-Party Data

• Market Data: Stock prices, financial data from third-party providers (when publicly available)
• Advertising Data: Information from advertising partners for targeted advertising (with your consent)

3. How We Use Your Information

3.1 Primary Purposes

• Service Provision: Analyze your portfolio, calculate risk metrics, generate reports and recommendations
• Platform Improvement: Enhance our algorithms, fix bugs, and develop new features
• Customer Support: Respond to your inquiries and provide technical assistance
• Security: Detect and prevent fraud, abuse, and security violations

3.2 Marketing and Advertising (With Consent)

• Display personalized advertisements based on your interests and usage patterns
• Send promotional emails about new features and services (you can opt out anytime)
• Conduct market research and user surveys
• Measure advertising effectiveness and campaign performance

3.3 Legal Basis for Processing (GDPR)

• Legitimate Interest: Service provision, platform improvement, security
• Consent: Marketing communications, advertising, non-essential cookies
• Contract: Providing our services as requested
• Legal Obligation: Compliance with applicable laws and regulations

4. Cookies and Tracking Technologies

4.1 Types of Cookies We Use

4.2 Managing Cookies

You can control cookies through:

• Our cookie consent banner and preference center
• Your browser settings (though this may affect functionality)
• Third-party opt-out tools for advertising cookies

5. Data Sharing and Disclosure

5.1 We May Share Information With:

• Service Providers: Third-party companies that help us operate our platform (hosting, analytics, customer support)
• Advertising Partners: For delivering relevant advertisements (only with your consent)
• Legal Authorities: When required by law, court order, or to protect our rights
• Business Transfers: In case of merger, acquisition, or sale of our business

5.2 We Do NOT Sell or Rent Your Personal Data

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. Any data sharing is limited to the purposes outlined in this policy.

5.3 Data Processing Agreements

All third-party processors are bound by data processing agreements that ensure they:

• Process data only for specified purposes
• Implement appropriate security measures
• Comply with applicable privacy laws
• Delete or return data when requested

6. Data Security

6.1 Security Measures

• Encryption: Data in transit and at rest is encrypted using industry-standard protocols
• Access Controls: Strict access controls and authentication for our systems
• Regular Audits: Security assessments and vulnerability testing
• Employee Training: Regular privacy and security training for our team

6.2 Data Breach Response

In the unlikely event of a data breach, we will:

• Notify affected users within 72 hours (as required by GDPR)
• Report to relevant authorities as required by law
• Take immediate steps to contain and remedy the breach
• Provide regular updates on our investigation and response

7. Data Retention

7.1 Retention Periods

• Portfolio Data: Retained while your account is active, plus 3 years for backup purposes
• Usage Analytics: Retained for 2 years in aggregated, anonymized form
• Support Communications: Retained for 3 years for customer service purposes
• Marketing Data: Retained until you withdraw consent or 2 years of inactivity

7.2 Data Deletion

We will delete your data when:

• You request deletion of your account and data
• The retention period expires
• The data is no longer needed for our legitimate business purposes
• You withdraw consent for data processing

8. Your Rights and Choices

8.1 GDPR Rights (EEA Residents)

• Right to Access: Request copies of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Receive your data in a portable format
• Right to Object: Object to processing for direct marketing
• Right to Withdraw Consent: Withdraw consent at any time

8.2 How to Exercise Your Rights

Contact us at privacy@trading212analyzer.com with your request. We will respond within 30 days and may ask for identity verification.

8.3 Complaint Rights

You have the right to lodge a complaint with your local data protection authority if you believe we have violated your privacy rights.

9. Advertising and Marketing

9.1 Advertising Partners

We work with the following types of advertising partners:

• Google AdSense: Display advertising network
• Financial Service Providers: Brokers, investment platforms, financial tools
• Educational Partners: Trading courses, financial education platforms

9.2 Personalized Advertising

With your consent, we may use your information to:

• Show relevant financial products and services
• Customize ad content based on your portfolio composition
• Measure ad effectiveness and optimize campaigns

9.3 Opt-Out Options

• Cookie Settings: Use our cookie preference center
• Google Ads Settings: Manage Google ad personalization
• Network Advertising Initiative: Opt out of network advertising
• Your Online Choices: European advertising opt-out

10. International Data Transfers

Your data may be processed in countries outside your residence, including the United States. We ensure adequate protection through:

• Adequacy Decisions: Transfers to countries with adequate protection levels
• Standard Contractual Clauses: EU-approved contract terms for data protection
• Certification Programs: Privacy Shield successors and other recognized frameworks

11. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover we have collected information from a child, we will delete it immediately.

Parents who believe their child has provided personal information should contact us at privacy@trading212analyzer.com.

12. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be:

• Posted on this page with a new "Last updated" date
• Communicated via email for material changes (if you've provided an email)
• Highlighted in our cookie banner for significant updates

Continued use of our services after changes constitutes acceptance of the updated policy.

13. Contact Information